personal finances help

Do you have good habits? Habits which will propel you forward in 2011?

Do you do things every day, or every week, that help improve your health, knowledge, finances and wellbeing?

There is much to be gained from the practice of constructive habits. An abundance of literature from the early 1900's focused on the power of daily habits. In those days, experts often referred to “habit force”, or "cosmic habit force", to emphasize the power of good habits to literally remake and refashion your life.

In modern times, Stephen Covey and the Franklin Covey companies have made a fortune teaching and training businesspeople, managers and parents how to implement the “Seven Habits of Highly Effective People” [link to the amazon.com URL for the book] – a great book, by the way. (If you’ve never read it, get a copy today and devour it!)

The seven habits themselves are simple, straightforward, and easy to understand. The challenge is actually implementing them on a consistent basis.

When I was younger, I did not appreciate how important good habits are.

I was more into the "live spontaneously" mode: wake up when I felt like it (when I wasn't in school or due at work, of course); eat when I felt like it; maybe work out today, maybe not, depending on what was going on; and so forth.

I think this was, in part, a streak of rebelliousness. My parents are very habit-conscious people. They pretty much get up, eat meals, do their activities, and go to bed at the same time, each and every day.

I saw this as boring, as too routine.

But as I got older, I started to appreciate the power of good habits.

My parents are now in their mid seventies and still going strong. They've had their health concerns, of course. But they are still vibrant and active. They exercise daily. They tutor students at their local elementary school. They hold very responsible positions in their church. They constantly talk about how busy they always are.

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